Buyers

A real estate purchase, whether for investment purposes or your personal residence is one of the biggest expenditures and one of the most important decision you will ever make.

That’s why we’re here at The Property Shop to help you every step of the way. Here are a few suggestions to help you get going.

Choosing a Broker
Choosing the right broker to assist you through the myriad steps in the buying process is crucial to your overall experience. And we want to make it a great one! Homebuyers should give just as much consideration into choosing a broker when purchasing as they do when searching for a listing broker. This includes seeking referrals from friends and family, interviewing potential brokers, and researching the perspective real estate firms in your area.

While it’s important to ask potential brokers a number of questions relating to their experience and marketing plan, it’s also important to make sure that they clearly understand your needs and expectations. Communication is essential and key to a successful transaction.

Buying a home is a highly personal experience and you will be working very closely with your broker. Make sure you select a broker with whom you are confident will do a good job for you, but that you also share mutual respect, trust and a good comfort level.

Obtaining Financing
Along with your broker, your lender will be the other key person in this transaction and will need to communicate clearly with you and your broker.

Your broker will be able to suggest names of local lenders that they have had positive experiences with and who are able to get the job done! Give them a call to set up an initial meeting to discuss your financial standing. They will be able to give you a loan amount you qualify for based upon your credit score, work history, income to debt ratios and other contributing factors. Please be open and frank as they are there to help you. Don’t be afraid to ask questions. They will also be able to present various financing scenarios based upon the current market and your personal needs.

Remember, what you qualify for and what you choose to spend on monthly payments are two different things. It’s essential that you consider your lifestyle and habits before making a commitment!

Choosing Your New Home

Location
The Roaring Fork Valley offers many great neighborhoods, each with it’s own character. Consider the factors that are important to you including schools, transportation, and neighborhood amenities such as parks, restaurants, and shops. Here are some ideas for researching an area you are considering:

  • Contact the local Chamber of Commerce for community and business information.
  • Drive or walk around the various neighborhoods at different times of day.
  • Talk with your broker, they know the neighborhoods!

Type of Home
A great diversity of housing exists within our area including single-family homes, townhouses, condominiums, fixer-uppers, and affordable housing options. Talk with your broker to select the home that’s right for your needs.

Features and Amenities
Make a list of your priorities in your new home. These may include hardwood flooring, energy-star appliances, various types of heating/cooling systems, garage size, outdoor amenities, fireplace and many more. Take into consideration any remodeling and repair costs that may be needed on the property as well. This list will help in your decision making process between various properties.

Contract to Closing
Once you have looked at potential homes and made a decision, there are many steps to follow between writing the contract and the closing. The Property Shop brokers are known for their attention to details and will work hard to make your transaction as smooth, simple and hassle-free as possible. That’s our goal.

So, sit back, relax, enjoy the ride and welcome to your new home!


If you have any questions about buying a home or any of your real estate needs, please contact us today – we are here to help!

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